Common work accident claim mistakes

Accidents are defined as unfortunate incidents that happen unintentionally and unexpectedly, usually causing injuries or damage. In other words, even if your employer has done their due diligence to develop and implement a robust injury prevention program, offer complete safety training, and maintain a safe work environment, accidents can still occur. 

The steps you take in the aftermath of the accident can make or break your personal injury claim. Unfortunately, even a tiny mistake can prevent you from receiving benefits or impact the cost and terms of the settlement. If you suffer an injury on the job, you must follow specific procedures. Here is a list of the most common mistakes employees make when they experience a workplace injury and file a claim

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Mistake #1: Don’t act immediately after the accident

At the time of the accident, you may feel disoriented, overwhelmed, or even embarrassed because it happened to you. The chances are that you may not think as clearly as you normally would, especially because you have no experience with workplace injuries. However, you should know that you need to do certain things at the time of the accident. First, you need to remain calm. Second, accept your co-workers’ assistance and aid because they can also help you describe the events when you file a claim. Third, document what happened as soon as possible because your version of the events is crucial to building a case. Write down everything you remember from before and after the accident and don’t ignore details because even an insignificant one can impact your worker’s compensation claim. As time passes, the details will become blurry and even forgotten. 

And last but not least, keep a record of your injuries and symptoms so you can help the doctor offer you the best treatment and care and enable your personal injury lawyer to get proper compensation. Make copies of all documents that provide information about the extent of your injuries and treatment (lab reports, CT results, x-rays, and doctor’s records). 

Mistake #2: Don’t offer all details of the accident to your doctor

It’s vital to tell your doctor everything about how you got injured at the workplace and any pre-existing health issues or injuries. Be honest with your healthcare specialists and detail all your symptoms (including the evolving and changing ones). Let them know when you’re feeling worse or better so they can adjust your treatment. Also, it’s imperative not to embellish your symptoms or injuries because the insurance provider will also have a healthcare specialist evaluate your injuries before they provide compensation. 

Mistake #3: Don’t falsify symptoms or injuries

Sometimes people feel the need to fabricate additional injuries or embellish their injuries to strengthen their workplace accident claim. But if you do this, you force the doctors to perform tests and procedures that have the purpose of identifying the source of your health issues, and finding a treatment for your symptoms. It’s tempting to exaggerate your injuries to get more free days or higher compensation, but it’s easy to catch it, and you should definitely avoid it because it can mean the end of your worker’s compensation case. If your employer, insurance provider, or doctor believes you’re embellishing your symptoms, they can label you as a malingerer and destroy your case. 

Mistake #4: Don’t follow your doctor’s orders

Failing to follow the prescribed treatment can diminish your compensation claim. If your doctor orders physical therapy or extra tests, listen to their advice even if you don’t feel immediately better. Also, don’t brush their recommendations when you feel slightly better. People who experience workplace injuries often discontinue their treatment when they feel slightly better because they wrongly assume they’re cured. But if you fail to treat your injuries according to your doctor’s orders, you can diminish the claim or even have it denied. Also, your symptoms worsen when you discontinue your treatment. Failing to follow the treatment is the easiest way for the insurance company to state that your injuries aren’t as serious as you state. 

Mistake #5: Don’t hire the right personal injury compensation lawyer

It doesn’t matter how nice the insurance adjuster seems; they don’t have your best interests in mind. An experienced personal injury lawyer can help you get fair compensation for your injuries and file the claim in time. If you’ve never worked with a personal injury lawyer and want to know what aspects to consider when hiring one, the platform Personal Injury Claims UK can provide you with information. On the website, you can find details about the most common types of personal injury accidents and recommendations on how to handle each situation. 

The most critical factor in getting fair compensation for workplace injuries is the lawyer you hire to represent you. A great personal injury lawyer evaluates your proposed settlement objectively and recommends agreeing to it or filing a suit. If you’re not satisfied with the compensation the insurance provider offers, the personal injury lawyer fights for the compensation you deserve. 

Mistake #6: You’re not honest with your personal injury lawyer

It’s essential to disclose all information to your personal injury lawyer, for them to be able to get the best possible outcome for your case. This includes your pre-existing health issues, current medical status, doctor’s care you are under, chemical or alcohol use, prior legal problems, employment history, and all relevant details that the insurance provider can use to discredit you. Personal injury lawyers have experience in handling even the most adverse issues successfully, but they need to be aware of them before the case gets to court. Keep in mind that the personal injury lawyer is fighting for you to obtain fair compensation, but they cannot defend something they do not know of. So, don’t hide information (good or bad) from your lawyer and don’t omit things even if they may sound trivial to you. It’s also recommended not to talk about your compensation claim with other individuals. 

Bottom line

The worker’s compensation law is complex, and you need professional support to handle a personal injury case. Avoid the above mistakes and work with a specialist to get the best possible outcome. 

 

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